The goal of teaching fiscal responsibility, by giving my daughter the use of a debit card, proved expensive when the card hit bottom, but without overdraft support. Doh!
The bank reversed some of those penalties, plus extended more credit, in the form of a new DWA credit card in my name. It pays to know your small business banker.
I'll redesign the overdraft picture, probably by offering it in-house, like she needs to keep a $200 minimum (a cushion, like an air reserve on a scuba tank (they still have those right?)).
It's not like Tara did anything wrong, just that I didn't feel like sharing keys to the control panel (I'm kinda proprietary in that way), and so she had no easy/quick access to a transaction history (yes, there's keeping a check book, and yes, there's banking on-line).
A friend and I bought new prayer flags today, for the back yard. The older ones, blown down recently, are enqueued for ritual burning.
A paycheck came in today, which is good as we were running beneath the surface.